Know Your Flood Risk| 2/24/2012
The floodplain is broken down into zones. Zone A has the highest risk for flooding, yet 25 percent of all flood insurance claims are paid out to policy holders in lower risk zones.
Hamm says the most important thing is to find out what zone your property is.
Floodplain maps can be found at the FEMA website.
Hamm says consumers should remember there is a 30-day waiting period before flood insurance kicks in.